Workers Compensation requirements by state
Requirements to obtain Workers' Compensation vary by state, this table outlines some of these requirements.
- Important: This should be used for informational purposes only and should not be used to make Workers' Compensation decisions.
If you determine that your company is required to purchase Workers' Compensation insurance in your state, Contact your AutomotoHR Support Team to learn how to sign up for this insurance with AutomotoHR.
Click on the state name to visit their website and learn more about their specific regulations.
| State | Employee Minimum |
| Alabama | 4 |
| Alaska | 1 |
| Arizona | 1 |
| Arkansas | 3 |
| California | 1 |
| Colorado | 1 |
| Connecticut | 1 |
| Delaware | 1 |
| District of Columbia | 1 |
| Florida | 4 |
| Georgia | 3 |
| Hawaii | 1 |
| Idaho | 1 |
| Illinois | 1 |
| Indiana | 1 |
| Iowa | 1 |
| Kansas | 1 |
| Kentucky | 1 |
| Louisiana | 1 |
| Maine | 1 |
| Maryland | 1 |
| Massachusetts | 1 |
| Michigan | 3 or more employees at any one time, or employs one or more workers for 35 or more hours per week for 13 or more weeks during preceding 52 weeks |
| Minnesota | 1 |
| Mississippi | 5 |
| Missouri | 5 |
| Montana | 1 |
| Nebraska | 1 |
| Nevada | 1 |
| New Hampshire | 1 |
| New Jersey | 1 |
| New Mexico | 3 |
| New York | 1 |
| North Carolina | 3 |
| North Dakota | This state's program is managed by the government and not a private carrier and therefore is not supported/paid by AutomotoHR or our workers' comp partner. Please call the state directly at (800) 777-5033. |
| Ohio | This state's program in managed by the government and not a private carrier and therefore is not supported/paid by AutomotoHR or our workers' comp partner. Please call the state directly at (800) 644-6292. |
| Oklahoma | 1 |
| Oregon | 1 |
| Pennsylvania | 1 |
| Rhode Island | 1 |
| South Carolina | 4 |
| South Dakota | 1 |
| Tennessee | 5 |
| Texas | Generally not required, unless in construction or government work |
| Utah | 1 |
| Vermont | 1 |
| Virginia | 3 |
| Washington | This state's program is managed by the government but is supported/paid by AutomotoHR. Please contact your AutomotoHR Support Team for more information about how this insurance is paid and how to enter employee risk class codes. |
| West Virginia | 1, with some exceptions |
| Wisconsin |
Usually, if you employ three or more full-time or part-time employees, you must get insurance immediately. If you employ one or more full-time or part-time employees to whom you have paid combined gross wages of $500 or more in any calendar quarter for work done at one or more locations in Wisconsin, you must have insurance by the 10th day of the first month of the next calendar quarter. If you are a farmer who employs 6 or more workers on the same day for any 20 days during the calendar year, you must get insurance by the 10th day after the 20th day of employment. |
| Wyoming | This state's program is managed by the government but is supported/paid by AutomotoHR. Please contact your AutomotoHR Support Team for more information about how this insurance is paid and how to enter employee risk class codes. |
Disclaimer:
This article is not to be taken as tax, legal, benefits, financial, or HR advice. Since rules and regulations change over time and can vary by location, consult a lawyer or HR expert for specific guidance.